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Disclaimer

अस्वीकरण

Last reviewed: 11 November 2026

This unofficial guide is not affiliated with the Employees’ Provident Fund Organisation, the Ministry of Labour and Employment, the Government of India or UMANG. It is not endorsed by any of them. It does not take applications, logins or payments.

No affiliation

uan.in.net explains publicly described rules. It does not speak for EPFO. It does not use the organisation’s emblem or a copy of the official login. Similarity of subject matter is not affiliation. The only pages that can change a Universal Account Number, a passbook or a claim are the official ones: epfindia.gov.in, the Unified Member Portal, the passbook host and UMANG.

No applications or data collection

Do not send a UAN, Aadhaar number, PAN, bank account, phone number, OTP or password to this website. There is nowhere to put them. The calculator and the checklist do not ask for them. Typing wages or an estimated balance into those tools does not create an application, does not reserve a claim, and does not tell EPFO anything. A yes-or-no answer about whether PAN is on file is not a PAN.

Official links only

Links that activate a UAN, sign a member in, update KYC, open a passbook, transfer a balance or file a claim point at the official hosts above or at UMANG. Helpdesk 14470, the passbook missed-call number and the passbook SMS number are quoted because they are printed on official pages. They are not services operated here. PIB Release ID 2136592 says the underlying EPFO services are free. Anyone who charges a fee to use them is not this guide and is not, on that ministry note, an authorised agent.

No liability for scheme changes

Paragraph numbers, ceilings, interest rates and portal menus change. These pages were reviewed on 11 November 2026 against the sources named on each page, including the EPF Scheme, 2026 and the declared rate for FY 2025-26. A later notification can replace a figure overnight. The calculator labels 8.25% in years after 2025-26 as the last declared rate, for illustration, not as a rate the Central Government has declared. The withdrawal checklist applies paragraphs 46 and 49 and the published section 192A threshold and rate. It is not a determination that a particular claim will be paid, and it is not a personal tax assessment.

To the extent the law allows, the publisher is not liable for a decision taken solely on a paragraph of this guide, or for a loss that follows from using a site that is not the official portal. Read the about page for what is collected (nothing that identifies a member) and the FAQ for the short form of the rules. Confirm a live claim on the official portal before you rely on a number.